2:12am: I waited until now to post it because I was too upset to talk about it. The title says it all. Today, my GF and I received our insurance check, and it was a whole $10,000 less than we were expecting. The contents declarations sheets lists jewelry and office supplies separately from “Personal Contents”, so we assumed that we were getting the max. amount of personal contents in addition to jewelry and office supplies (which, put together totaled around $10,000). Unfortunately, both those items are INCLUDED in personal contents, which we were already maxed out on so basically we’re out $10,000 now.

This is devastating news to me, and I’m furious with the insurance company for making the policy so misleading. Why list those items on a separate line if they all fall under personal contents regardless? I told the guy how I felt, even though I knew it wasn’t going to change anything and to be honest he kind of agreed with me. He took the “I’m sorry I know where you’re coming from but I can’t change the outcome” tone, so I’m pretty much shit out of luck with this situation.

There is some slight silver lining:

• On next years tax return, I can claim the gap between what insurance didn’t cover and what I owned - which essentially will make my poker playing tax free THIS YEAR.
• We might still be able to take legal action when they find someone liable for having started the fire. I have to call and find out more, but we will eventually get to the bottom of it, and find out who’s liable because everyone had $100,000 liability insurance in that complex, and we are entitled to a piece of it. My GFs aunt is a lawyer, so she would take the case pro bono.

• This will force me to put in a lot more volume, and I’m going to win 60 out of 100 matches any way you cut it. My goal is to play at least 600 matches this month, which would net me $5,700 profit if I stick to the plan.

This is definitely a bad beat for me. I sure hope you guys are rooting for me as this is definitely a time of adversity.

*EDIT* 2:24am: 3-0 so far tonight. Way too easy, but I’m focused on the prize so that always helps.